Braemar Wealth Management

Welcome to Braemar Wealth Management

Our aim is simple – to provide easy to understand independent financial advice to everyone whether this is investments, tax planning, pensions, life cover, inheritance tax or wills. All our initial meetings are free.

We can also save you money on a wide range of investments. Take a look around our site and see how much you can save on ISAs, PEP Transfers or Life Assurance.

You can invest in ISAs, PEP Transfers and Unit Trusts/OEICs, either on-line or via the chequebook and pen route. Click here to find out more.

If on the other hand you are looking for life cover, mortgage protection or critical illness, you can obtain comparative real time quotes online. Click here to find out more.

Why Wealth Management?

Because you have a lot more to manage than just your wealth. Wealth management can help you determine what’s really important to you.

We can then help develop a strategy to realise your most cherished hopes and protect against the things that might undo them.

The truth about Inheritance Tax

None of us like to pay tax. However, Inheritance Tax is the one that is easily available. With careful planning you may fund the liability, or reduce the amount of tax that your estate will be liable to on your death.

Any estate that is worth more than the Inheritance Tax threshold (the Nil Rate Band), currently £312,000 for 2008/9, will have to pay 40% tax on the value over the threshold. This applies to everyone.

Changes arising from the Pre-Budget Report 2007

In his Pre-Budget Report, the Chancellor of the Exchequer announced that for deaths on or after 9 October 2007 it will be possible for spouses and civil partners to transfer their unused Inheritance Tax nil rate band allowances. This means that any part of the nil rate band that was not used when the first spouse or civil partner died can be transferred to the surviving spouse or civil partner for use on their death.

 

Topical Issues

  • Have you reviewed your pension recently?
  • Do you think your current pension contributions will provide you with sufficient income in retirement?
  • Is your pension fund performing?
  • What would happen if you couldn’t work due to sickness or an accident?
  • Are you using your annual ISA allowance?
  • Are you paying too much income tax?

 

 

Choose from 1,886 funds from 57 providers. All with 0% commission.

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to find out more?

 

 


 

Looking for life cover, mortgage protection or critical illness cover?

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Subscribe to our newsletter

Please click on the link below to download our newsletter. If you would like to receive a copy of newsletter on a regular basis please click here and fill in your details.

 


Have you been looking to buy an overseas property?

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Braemar Wealth Management (NW) Limited is authorised and regulated by the Financial Services Authority. Braemar Wealth Management (NW) Limited is entered on the FSA register (www.fsa.gov.uk/register/) under reference 425022. The FSA does not regulate some forms of tax planning and investment structures.
Registered in England & Wales, number 05328421. Registered office – 38 Woodlands Parkway, Altrincham, Cheshire WA15 7QU