"David Fletcher has always provided an excellent service. My small business would not be where it is today without his help and support since company formation 2 years ago. He has provided accountancy services for my business and personal financial advice to my wife and I including pensions. He is always friendly and approachable responding to any questions and concerns I might have with confident and practical advice. I trust him to manage my financial affairs with knowledge and integrity."
NM, Managing Director, mahamuni Ltd 

“David Fletcher has been my financial consultant for over two years and at all times he has been most professional but with a warm and friendly approach.
Being totally inexperienced and naïve in pension and investment affairs, I have been impressed by his patience, clarity of explanation and sound advice when discussing my limited portfolio and the opportunities available to me. David has always made appointments to accommodate my working hours and transactions via email through the Braemar offices have always been efficient and extremely easy for me to complete.

It is quite evident that David’s manner and attitude towards his clients is not dictated by the size or extent of the accounts involved or the low level of risk that a nervous client is prepared to take!”
AM, Merseyside

“David has experience of working in business as well as running his own business and has a sound understanding of the financial requirements of a business and also benefits from his IT skills and creative use of social media skills. David also has a good understanding of products and their market position which is key to business growth and well as excellent personal skills, always reassuring and willing.

In addition to helping with shaping and planning our own personal finances through his own business experience David has also helped us to structure our business finances including day to day financial planning, investments and tax planning. It’s great to be able to rely on someone of David’s calibre.”
DL, Conwy

“Dave was recommended to me by a friend.  My experience of financial advisors had not filled me with confidence about the industry, but Dave’s professional, friendly approach led to a completely bespoke assessment of my financial position and requirements, and he then tailored solutions to the problems that I already knew I had, plus several that I didn’t.

This is something that my wife and I have talked about for years, and I now feel that my future has a lot more financial rigour behind it.  Dave is someone that I can trust to give me candid advice and recommendations that suit my budget, so one less thing that we have to worry about.”
RA, Altrincham

“David has been my accountant for over two years now and has provided a very personal and thorough service for my business and has helped me to understand all areas of my accounts.  He offers a friendly and honest approach giving me confidence in his accountancy advice.  David also has the bonus of being Independent Financial Adviser which is greatly convenient if you choose to organise your personal finances with him as well.  I have and again feel secure with his advice.  I moved away from my previous accountant for price hikes, lack of communication and personal attention to my accounts so I am extremely glad that I changed to David and Braemar Wealth Management as I cannot fault them. I have recommended David to many of my work colleagues and friends and will continue to do so.”
LJ, Liverpool

“We were looking for someone who could help us organise, manage and plan our finances for now and the future and were recommended David’s services from friends who have used him for many years. He was excellent at helping us to formulate our own financial plans and aspirations and explaining the options and implications. David has provided us with peace of mind to know that we are doing the best we can with our available resources. He has also been a great support and source of financial knowledge helping our family in a time of bereavement helping to reduce the stresses at a difficult time. We would not hesitate to recommend David and his services to any looking to gain clarity for their financial planning.”
PS & AS, Altrincham

“David helped me to arrange my personal pension, which involved combining three previous pensions and setting up a new one. He provided me with all of the information that I needed in order to make an informed decision, he didn’t push me or sway my decision at all but he explained it all in a way that was easily understood. David is very friendly and easy to deal with when discussing personal finances.” 
GP, Tarporley

"Great service."
LH, Knutsford

"Thank you Dave for your advice. Would have no hesitation in recommending Braemar."
JM, Sale

"Keep up the good work! I am very satisfied with the financial service I receive from you. Thank you."
PA, Manchester

“I have trouble keeping my head around financial stuff. Dave explained everything very clearly and his recommendations made perfect sense. I feel very comfortable knowing he will be keeping a weather eye on my investments with the aim of maximising growth.

"As someone to deal with, he has come over as knowledgeable, affable and reliable. I would happily recommend him to anybody who, like me, was worried about retirement and wanted help.”
PS, Chester

“David Fletcher has given me his professional advice and guidance with my personal pensions. He always puts his client first and looks after their financial needs. I would not hesitate in recommending David to my colleagues, as he is a perfect example of someone who knows his business.”
GH, Manchester

“In all my dealings with David he has shown himself to be one of what seems to be an ever decreasing band of professionals within the industry. He has been honest, moral and a gentleman at all times and he even knows what he’s doing. I have no hesitation in recommending his services to anyone who has need of such skills.”
AF, Plymouth

“After almost 20 years of using independent financial advisers I found David’s approach a refreshing change. He is focussed on trying to find out what the client wants and discovering how they view risk. Having pulled together all the information I felt that he then delivered a well thought out and targeted plan. He was able to discuss the detail of the plan and to then ensure it was ‘tweaked’ to deliver a personalised investment solution. David was speedy and diligent with his advice and would go the extra mile to deliver his service. His attitude to fees and reward is modern and flexible and instils confidence. He is straightforward and hides nothing. It is obvious that he is very knowledgeable about his subject and I would recommend him to any of my friends and colleagues. A gold star performer.”
KB, Bowdon

“I am completely happy with the service provided and David went out of his way to be helpful and provided help and advice in all areas.
I will continue to use David's services and have no hesitation in recommending him to others.”
MM, Macclesfield

“Braemar Wealth Management was recommended to me by a friend whilst I was looking to re-evaluate my financial plans following meeting my partner and the birth of my son. David's advice was based on a thorough evaluation of my situation. He answered all my questions promptly throughout the process and it was a pleasure to meet with him to discuss the various options available.

"I have no hesitation in recommending Braemar to others and have indeed done so since we last met.”
RD, Liverpool

“David Fletcher has consistently supplied me with a comprehensive and professional service. His product knowledge and desire to provide a first class customer experience means I will continue to use David for many years to come. I would (& do) recommend him to friends and colleagues whenever the opportunity arises.” 
AG, Hemel Hempstead

“I have worked with David for many years in his capacity as an accountant; he brings a new level of professionalism and knowledge to that role. In the past few years he has also studied hard and gained high qualifications and praise in financial advice, helping me with my pension, insurance policies and mortgage. He is always cheerful and calmly and carefully explains all the ins and outs of my options. I cannot recommend David highly enough, he is simply the best.”
JB, Cheshire

“You are, as I already suspected, one of the few gentlemen left in the world of finance.”
AF, Plymouth

“We have known Dave Fletcher since 1998…we asked for some advice on a professional level with regard to our business and have never looked back. He has given sound advice on everything we have asked…and gone beyond the expected in most instances.

We now ask Dave about virtually all of our company matters together with our personal finances and have the utmost confidence in his ability to help us. All of these things are done with massive enthusiasm and a respect for everyone he meets.

We have recommended Dave to a number of our friends and they all agree that together with his credentials and agreeable nature he has made a huge impact on their businesses.

I would not have any hesitation in working with Dave or recommending him again on a professional level.”
AG and SG, St Helens

“Braemar Wealth Management has helped myself and fiancée to regain control of our personal financial direction. For many years we had no plan for the future but with the help of their personal, professional and efficient service we are at ease with and prepared for what may lie ahead. Everything throughout our financial plan has been explained to us in a simplified, easy to understand manner and I have no hesitation in recommending everybody I know to use Braemar.”
JJ, Wilmslow

“David has been advising my wife and I on a variety of financial matters for a few years now and I have found his advice invaluable. I now fully understand all my financial affairs and have a comprehensive plan for what I want them to achieve. I have always found his advice clear and honest and have frequently recommended his services to friends and colleagues.”
CK, Altrincham

“Braemar Wealth Management provides an excellent service in all respects.”
LS, Heald Green

“The service provided by David is professional and tailored to our needs. David seems interested in helping us and generates trust. It is very important to us to believe that David is acting in our best interests – his friendly and personable manner has generated a positive relationship.”
SP and MP, Manchester

“Work was to a very high standard & processed in a very professional manner. We were very satisfied with advice, recommendations & efficient work that you carried out for us and will have no hesitation in recommending you to our friends and family.”
KH and CH, Todmorden

“Very good service and understandable advisers”
BM, Hazel Grove

"Very pleased with all that has been done for both of us."
DC, Warrington