Investment

Bonds

Governments and companies issue bonds in order to raise money. The bonds are issued with a promise to pay the money back at a fixed time along with interest at a fixed rate.

Equities are usually a higher risk than bonds and cash and the value of your investment is more likely to fluctuate. Therefore it's always wise to spread the risk with a proportion of bonds and cash in your portfolio depending on your investment needs.

There are many options and solutions available for investors, we have tried to explain some of the key areas on the right, that as an investor you should consider in your portfolio. This is not meant to be an exhaustive list of options or a typical portfolio.